Financial Grants & Lending

Farm Service Agency (FSA)

356 Mountain View Drive, Suite 104
Colchester, VT 05446
(802) 658-2803

A division of the United States Department of Agriculture (USDA). Offers programs including farm and emergency loans, cost-sharing on certain projects and payments under various incentive programs (e.g., wool support payment, ewe lamb retention payment). Apply at your county FSA office.

  • Addison
    388-6748, 68 Catamount Park, Suite A, Middlebury, VT 05753
  • Caledonia/Essex
    748-2641, 481 Summer St., Suite 201, St. Johnsbury, VT 05819
  • Chittenden/Washington
    865-7895, 1193 So. Brownell Rd., Suite 35, Williston, VT 05495-7529
  • Franklin/Grand Isle
    527-1296, 27 Fisher Pond Road, Suite 2, St. Albans, VT 05478-6274
  • Lamoille
    888-4935, 109 Professional Drive, Suite 2, Morrisville, VT 05661
  • Orleans
    334-6090, 59 Waterfront Plaza, Suite 11, Newport, VT 05855-4877
  • Rutland/Bennington
    775-8034, 170 So. Main St., Suite 4, Rutland, VT 05701-4559
  • Windham
    254-9766, 28 Vernon Street, Suite 330, Brattleboro, VT 05302
  • Windsor/Orange
    295-7942, 28 Farmvu Drive, White River Jct., VT 05001

Rural Development Services

89 Main St., City Center 3rd Floor Montpelier, VT, 05602 (802) 828-6011, . Contact: David Robinson, Loan Specialist Rural Development Services helps livestock producers understand USDA grant and loan programs and how to apply for them.

Sustainable Agriculture Research & Education (SARE)

Hills Building, 105 Carrigan Drive University of Vermont, Burlington, VT, 05405, (802) 656-0471, . Competitive grants awarded to farmers to test, collect data and otherwise research innovative ideas, then share with other producers. Contact the SARE office for application and deadline to apply. Booklet available which describes awarded grants and research results.

Vermont Community Loan Fund (VCLF)

15 State St., P.O. Box 827, Montpelier, VT 05401, (802) 223-1448, State-wide community development financial institution. Provides affordable loan capital to community groups and businesses, together with technical assistance and support.

Vermont Economic Development Authority (VEDA)

58 East State St., Suite 5, Montpelier, VT, 05602, (802) 828-5627,  Created by statute in 1974, promotes operation of a variety of financing programs including; direct loans, industrial revenue bonds and the issuance of mortgage loan insurance.

Vermont Farm Fund

PO Box 1213, Montpelier, VT 05601
802 560.3099 The Vermont Farm Fund offers low and no-interest loans to Vermont farmers and value added food producers. Zero interest Emergency Loans of up to $10,000 help farmers get back on their feet quickly after a devastating loss due to an unexpected natural disaster that puts their farm or farming career in danger. Business Builder Loans (up to $30,000) allow farms and food producers to invest and innovate for growth, increasing the availability of local foods in Vermont.